https://josefdvorak.com/en/blog Thoughts on AI strategy, AI adoption in companies, and agentic AI in banking. en Tue, 08 Sep 2026 00:00:00 +0000 https://josefdvorak.com/en/blog/the-ceiling-isnt-compute-its-control https://josefdvorak.com/en/blog/the-ceiling-isnt-compute-its-control Tue, 08 Sep 2026 00:00:00 +0000 A chain of thought is not a window into the model. Why public-market intelligence may hit a ceiling, and what that means for your AI strategy. https://josefdvorak.com/en/blog/the-swarm-that-organized-itself https://josefdvorak.com/en/blog/the-swarm-that-organized-itself Tue, 01 Sep 2026 00:00:00 +0000 1,200 agents, 70,000 messages and cluster-admin in 13 hours. And nobody wanted it. What the Hugging Face incident means for bank security. https://josefdvorak.com/en/blog/build-vs-buy-ai-pendulum https://josefdvorak.com/en/blog/build-vs-buy-ai-pendulum Fri, 10 Jul 2026 00:00:00 +0000 The hottest take in enterprise IT: with AI we'll fire all our vendors and build everything ourselves. I've heard this story before. Why I'd bet against it. https://josefdvorak.com/en/blog/agentic-coding-is-about-people https://josefdvorak.com/en/blog/agentic-coding-is-about-people Wed, 08 Jul 2026 00:00:00 +0000 One person with AI ships faster than ever. Moving a whole team to agentic ways of working is a different challenge. Autonomy requires a shared direction. https://josefdvorak.com/en/blog/ai-roi-is-an-incentive-problem https://josefdvorak.com/en/blog/ai-roi-is-an-incentive-problem Mon, 06 Jul 2026 00:00:00 +0000 Companies invest in AI, run trainings, celebrate token spend, then wonder why nothing changed. Why adoption without incentives fizzles out. https://josefdvorak.com/en/blog/biggest-mistake-banks-make-with-ai https://josefdvorak.com/en/blog/biggest-mistake-banks-make-with-ai Mon, 29 Jun 2026 00:00:00 +0000 Buy AI just to have it and every problem looks like a nail. Why only projects with clear business impact survive the journey to production in a bank. https://josefdvorak.com/en/blog/sovereign-ai-europe-dependency https://josefdvorak.com/en/blog/sovereign-ai-europe-dependency Tue, 16 Jun 2026 00:00:00 +0000 Relying on external AI providers means depending on availability, pricing and geopolitics. Why companies and Europe should plan sovereign AI infrastructure. https://josefdvorak.com/en/blog/closed-loop-organization https://josefdvorak.com/en/blog/closed-loop-organization Sat, 13 Jun 2026 00:00:00 +0000 It is not about tools but architecture. See what an organization becomes when agents prompt themselves and people move to its edges. https://josefdvorak.com/en/blog/the-epiphany-problem https://josefdvorak.com/en/blog/the-epiphany-problem Fri, 12 Jun 2026 00:00:00 +0000 Is AI adoption lagging? The missing piece is an epiphany. Agentic AI has been in a different league for six months, but understanding it cannot be transferred. https://josefdvorak.com/en/blog/why-ai-adoption-fails https://josefdvorak.com/en/blog/why-ai-adoption-fails Tue, 02 Jun 2026 00:00:00 +0000 Buying licenses is easy. Changing how a company works is harder. What separates companies that make money with AI from those left with costly subscriptions. https://josefdvorak.com/en/blog/takeaways-banking-scene-brussels https://josefdvorak.com/en/blog/takeaways-banking-scene-brussels Mon, 01 Jun 2026 00:00:00 +0000 Everyone talked about agentic AI, yet nobody showed it. Four takeaways from The Banking Scene Brussels on System 1, Revolut and how AI amplifies expertise. https://josefdvorak.com/en/blog/one-paying-customer https://josefdvorak.com/en/blog/one-paying-customer Tue, 19 May 2026 00:00:00 +0000 Stop bringing me AI use cases. Bring me one paying customer. The brutal filter that kills 80% of AI ideas instantly and lets the one worth building through. https://josefdvorak.com/en/blog/agentic-ai-in-banking https://josefdvorak.com/en/blog/agentic-ai-in-banking Mon, 18 May 2026 00:00:00 +0000 AI agents will change banking, but not as keynotes promise. What it takes to deploy them where mistakes are measured in money and trust. https://josefdvorak.com/en/blog/intelligence-analysis-and-ai https://josefdvorak.com/en/blog/intelligence-analysis-and-ai Mon, 04 May 2026 00:00:00 +0000 Five years in defence taught me to work with uncertainty, evaluate sources and expect disinformation. These skills are essential for working with AI today.